Compare interest rates, fees, and repayment terms across lenders for best terms.
Understand and meet academic, credit score, and financial criteria for approval.
Be honest about future earnings to plan a manageable repayment strategy.
Borrow only what's necessary to minimize long-term financial impact.
Choose a term balancing monthly payments and overall interest costs.
Seek lenders offering flexibility like payment deferment or interest-only periods.
Consider a co-signer for better rates or higher loan amounts if needed.