Indian Overseas Bank Recruitment 2025: 127 Specialist Officer Positions Available

Exciting Career Opportunity at Indian Overseas Bank

Indian Overseas Bank (IOB) is launching a significant recruitment initiative for 127 Specialist Officer (SO) roles. The application window is currently open, and candidates can apply online via the official websites — iob.in or ibpsonline.ibps.in — until October 3, 2025.

This recruitment not only offers a prestigious position within a prominent public sector bank but also provides attractive salary packages exceeding ₹1 lakh per month, along with various allowances and opportunities for career advancement.

Eligibility Requirements

Candidates must possess a graduate or postgraduate degree in fields such as BE, B.Tech, B.Arch, MSc, ME, M.Tech, MBA, MCA, PGDCA, or PGDBA. Those with additional qualifications in banking, finance, or relevant professional certifications will have an advantage during the selection process.

The eligibility criteria are designed to attract candidates from engineering, management, and technical disciplines, ensuring that the bank is staffed with skilled professionals.

Selection Procedure

The selection process will consist of three stages:

1. Online Written Examination
   
   

   
   
   • The exam will feature 100 objective-type questions totaling 100 marks, with a duration of two hours.
   
   
   • Question distribution includes:
   
   

   
   
   • English Language: 25 questions (25 marks) to be completed in 30 minutes.
   
   
   • General Knowledge: 25 questions.
   
   
   • Professional Knowledge: 50 questions (50 marks) to be attempted in 60 minutes.
   
   

   
   
   
   
   • Candidates must achieve a minimum score of 35% for General category or 30% for Reserved categories to qualify.
   
   
   • The bank has not specified if negative marking will be applied, so candidates should answer carefully.
   
   

   
   



2. Interview
   
   

   
   
   • Shortlisted candidates will participate in a personal interview to evaluate their confidence, subject knowledge, and communication skills.
   
   

   
   



3. Document Verification
   
   

   
   
   • The final step will involve verifying academic, professional, and identity documents before finalizing the appointment.
   
   

   
   

Age Criteria

Applicants should be aged between 24 and 40 years. Age relaxation is applicable as per government regulations:

• SC/ST candidates: 5 years


• OBC candidates: 3 years


• PwBD candidates: 10 years

Application Fees

• General/OBC/EWS candidates: ₹1,000


• SC/ST/PwBD candidates: ₹175

Payments can be made online using UPI, debit card, credit card, or net banking.

Salary Details

Selected candidates will receive salaries in accordance with the 7th Pay Commission guidelines, which include Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits.

• MMGS II: ₹64,820 – ₹93,960 per month


• MMGS III: ₹85,920 – ₹1,05,280 per month

New hires will also undergo comprehensive training in customer service, financial management, and core banking operations, fostering professional growth and career progression.

Application Process

1. Visit the official IOB website (iob.in).


2. Navigate to the “Recruitment” section.


3. Click on the link for Specialist Officer Recruitment 2025.


4. Register using your email ID and mobile number if you are a new user.


5. Complete the application form with accurate information.


6. Pay the application fee through the available online methods.


7. Submit the application and download/print the confirmation for future reference.

Importance of This Opportunity

The recruitment of Specialist Officers at IOB presents a valuable opportunity for qualified professionals to enter the banking sector with competitive salaries, job security, and prospects for advancement. Given that only 127 positions are available, candidates should prepare thoroughly and apply well ahead of the deadline.

Important Date

📌 Last Date to Apply: October 3, 2025