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Bank of India Announces Recruitment for 514 Credit Officer Positions

The Bank of India is set to recruit 514 Credit Officers, with applications opening on December 20, 2025. Candidates must hold a graduate degree with specific age and percentage criteria. The application process includes a fee structure based on category, and the selection will be based on an online exam or direct applications. This is a significant opportunity for those looking to advance their careers in banking.
 
Bank of India Announces Recruitment for 514 Credit Officer Positions

Bank of India Recruitment 2025



Bank of India Recruitment 2025: The Bank of India has officially announced the recruitment of 514 Credit Officers. Eligible candidates can submit their applications online starting December 20, 2025, through the Bank of India's official website. The deadline for application submission is January 5, 2026.


A total of 514 positions are available, which include 36 roles at the SMGS-IV level, 60 at the MMGS-III level, and 418 at the MMGS-II level.


Eligibility Criteria:
Applicants for the Credit Officer roles must hold a graduate degree from a recognized institution with at least 60% marks. Candidates from reserved categories (SC/ST/OBC/PwD) are eligible for a 5% relaxation, requiring a minimum of 55% marks. If CGPA/OGPA is provided, it must be converted to a percentage, ignoring any fractional part (e.g., 59.99% is considered below 60%).


The age requirements are as follows: for MMGS-II, candidates must be between 25 and 35 years old; for MMGS-III, the age range is 28 to 38 years; and for SMGS-IV, candidates should be between 30 and 40 years old.


Application Fee:
The application fee varies by category. SC/ST and PwD candidates need to pay only a Rs. 175 intimation fee, while General and other category candidates must pay Rs. 850 (including application and intimation fees). Payment can be made via Credit Card, Debit Card, Internet Banking, Cash Card/Mobile Wallet, QR, or UPI.


Salary Structure:
The salary scale for the positions is as follows:

Post Salary Scale (Basic Pay) Estimated CTC
MMGS-II 64,820-93,960 As per Bank's norms
MMGS-III 85,920-1,05,280 As per Bank's norms
SMGS-IV 1,02,300-1,20,940 As per Bank's norms


Selection Process:
Candidates will be selected for the Credit Officer positions based on their performance in an online examination or through direct applications. The final selection will consider the overall performance of the candidates.