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Empowering Women Through the Bima Sakhi Scheme: A Comprehensive Guide

The Bima Sakhi Scheme is a transformative initiative by the Indian government in collaboration with LIC, designed to empower women financially and provide them with job opportunities. This program offers training to women, enabling them to become LIC agents and earn commissions by selling insurance policies. With eligibility criteria set for women aged 18 to 70, the scheme aims to uplift women through financial independence. Interested applicants must prepare essential documents and follow a straightforward online application process. This article delves into the benefits, eligibility, and application steps for the Bima Sakhi Scheme, encouraging women to seize this opportunity.
By Ambika Singh Jun 12, 2025, 23:51 IST
Empowering Women Through the Bima Sakhi Scheme: A Comprehensive Guide

Introduction to the Bima Sakhi Scheme

Currently, initiatives are being launched for women alongside those for men, one of which is the Bima Sakhi Scheme. This program aims to empower women financially and help them secure employment opportunities.


Collaboration with LIC

The Indian government has partnered with the Life Insurance Corporation (LIC) to implement this scheme. Women interested in applying will first undergo training, after which they can become LIC agents, allowing them to earn commissions by selling policies. During the training period, participants may also receive a stipend of up to ₹7000.


Benefits of the Bima Sakhi Scheme

A significant advantage of this scheme is that women can now advance alongside men. The more policies a woman sells as an agent, the higher her commission will be. Additionally, a stipend will be provided based on predetermined criteria. For instance, selling 24 policies in the first year could yield a total commission of up to ₹48,000.


Eligibility Criteria for the Bima Sakhi Scheme

  • Applicants must be women aged between 18 and 70 years.
  • They should have completed at least the 10th grade from a recognized institution.
  • If any family member or relative is already an LIC agent, the applicant is ineligible for this scheme.
  • This scheme is exclusively for women.


Required Documents for Application

Women applying for the scheme will need to provide several essential documents, including an Aadhaar card, PAN card, educational qualification certificate, mobile number, proof of residence, age certificate, and a bank passbook. Having these documents ready will facilitate a smooth application process to become an insurance agent.


How to Apply Online for the Bima Sakhi Scheme

  • First, visit the official LIC website to start the application process.
  • On the homepage, look for the link related to the Bima Sakhi Scheme and click on it.
  • You will be prompted to select your state and city information.
  • After that, fill in the required details in the application form and complete it.
  • Finally, submit the form after reaching the last steps of the application process.


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