Bank of India Recruitment 2026: Apply for Credit Officer Positions

The Bank of India has announced its recruitment for Credit Officers in 2026, offering 779 vacancies across various management grades. The online application process opens on June 30, 2026, and closes on July 20, 2026. Eligible candidates can apply online and find detailed information about the selection process, age limits, and application fees. This recruitment presents a significant opportunity for those looking to advance their careers in the banking sector. Don't miss your chance to be part of a leading public sector bank!

By Ambika Singh Jun 30, 2026, 16:48 IST

Bank of India Credit Officers Recruitment 2026 Online Application

Bank of India Credit Officers Recruitment 2026 Online Form

About the Position: The Bank of India (BOI), a prominent public sector bank, has issued a recruitment notification (Project No. 2026-27/01) dated June 1, 2026, for the hiring of Credit Officers in the General Banking Officer (GBO) category. The bank is seeking applications from qualified Indian citizens and eligible individuals from Nepal and Bhutan to fill 779 provisional vacancies across various management grades, including Middle Management Grade Scale-II (MMGS-II), Middle Management Grade Scale-III (MMGS-III), and Senior Management Grade Scale-IV (SMGS-IV). The online application process will begin on June 30, 2026, and will close on July 20, 2026. Interested candidates who meet the age and qualification criteria as of the specified date can find details regarding vacancies, selection procedures, and application instructions below.

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BANK OF INDIA (BOI) HEAD OFFICE, MUMBAI Recruitment of Credit Officers in GBO Stream (Project No. 2026-27/01) BOI Credit Officer Notification 2026: Summary of Advertisement
Key Dates Notice Release Date: 01/06/2026 Application Start Date: 30/06/2026 Application End Date: 20/07/2026 Last Date for Fee Payment: 20/07/2026 Tentative Online Exam Date: To be Announced		Application Fees (Non-Refundable) General / OBC / EWS / Others: Rs. 850/- (Application Fee + Intimation Charges inclusive of GST). SC / ST / PWD Candidates: Rs. 175/- (Intimation Charges Only inclusive of GST). Payment Method: Online via Debit/Credit Cards, Internet Banking, Mobile Wallets, QR Code, or UPI.
Age Limit & Cutoff Criteria (As of 01/06/2026) MMGS-II Age Range: 25 to 38 Years. MMGS-III Age Range: 28 to 45 Years. SMGS-IV Age Range: 32 to 45 Years. Age Relaxation: 5 years for SC/ST, 3 years for OBC NCL, 10 years for PwBD, and 5 years for Ex-Servicemen.
Vacancy Distribution & Basic Pay Scale for BOI Credit Officers
Position & Scale Grade	Total Vacancies	Basic Pay Scale & Allowances
Credit Officers (GBO Stream) – MMGS-II Middle Management Grade Scale-II	696 Posts (GEN: 274 \| OBC: 180 SC: 102 \| ST: 52 \| EWS: 88)	Rs. 64,820 – 2,340(1) – 67,160 – 2,680(10) – 93,960/- plus allowances.
Credit Officers (GBO Stream) – MMGS-III Middle Management Grade Scale-III	61 Posts (GEN: 22 \| OBC: 16 SC: 10 \| ST: 5 \| EWS: 8)	Rs. 85,920 – 2,680(5) – 99,320 – 2,980(2) – 105,280/- plus allowances.
Credit Officers (GBO Stream) – SMGS-IV Senior Management Grade Scale-IV	22 Posts (GEN: 21 \| OBC: 9 SC: 6 \| ST: 2 \| EWS: 3)	Rs. 102,300 – 2,980(4) – 114,220 – 3,360(2) – 120,940/- plus allowances.
Total Vacancies	779 Posts Total (Includes 475 backlog vacancies from previous recruitment)

Selection Process & Online Exam Structure Selection Method: Recruitment will be conducted through an Online Written Test and/or a Personal Interview, based on the number of applications received. Exam Format: The objective test will consist of 125 questions worth a total of 125 marks, to be completed in 120 minutes. Sections include: (i) Professional Knowledge (100 Questions / 100 Marks) and (ii) English Language (25 Questions / 25 Marks). Qualifying Conditions: The English Language section is qualifying only; its marks will not be included in the final merit list. All other tests will be available in both English and Hindi. The minimum passing marks are 35% for General/EWS and 30% for reserved categories. Negative Marking: There will be a penalty of 1/4th of the marks for each incorrect answer. No penalty for unattempted questions. Interview Weightage & Security Deposit: Candidates shortlisted for interviews will be called in a 1:3 ratio based on their Professional Knowledge scores. The weightage for the written test and interview is 70:30. Selected candidates must pay a security deposit (MMGS-II: Rs. 2,00,000/-; MMGS-III & SMGS-IV: Rs. 3,00,000/-), refundable after three years of satisfactory service.
Important Instructions for Online Registration Applications must be submitted online through the official portal bankofindia.bank.in from June 30, 2026, to July 20, 2026. Candidates may apply for only one position. Image Specifications: Scanned passport-sized photos should be 200 x 230 pixels (File Size: 20-50 KB). Signatures must be on white paper in black ink (Dimensions: 140 x 60 pixels, File Size: 10-20 KB) and should not be in capital letters. Thumb & Handwritten Declarations: Left thumb impressions must be on white paper with black or blue ink (File Size: 20-50 KB). The handwritten declaration must be clearly written in English using black ink on white paper (File Size: 50-100 KB) and cannot be in capital letters. Declaration Text: The declaration must read: “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.” Live Photo Capture: Candidates must also complete a live photo capture step using a webcam or mobile device during registration.
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Frequently Asked Questions

Q1. What is the application period for BOI Credit Officer positions?

Eligible candidates can submit their online applications from June 30, 2026, until the closing date of July 20, 2026.

Q2. Is there a penalty for incorrect answers in the online test?

Yes, a penalty of 1/4th of the marks for each incorrect answer will be deducted.

Q3. What are the requirements for signature and handwritten declarations?

Both must be clearly written on white paper with black ink. Applications written entirely in capital letters will be rejected.

Q4. What is the security deposit for selected officers in Scale-II?

Selected candidates in MMGS-II must provide a refundable security deposit of Rs. 2,00,000/- after three years of satisfactory service.

Q5. Are travel concessions available for outstation SC/ST candidates attending interviews?

Yes, eligible outstation SC, ST, and PwBD candidates will be reimbursed for travel expenses upon providing valid proof, provided they are not employed in government or PSU sectors.