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Bank of India Recruitment 2025: Apply for 514 Credit Officer Positions

The Bank of India has announced the recruitment of 514 Credit Officer positions, inviting applications from eligible candidates starting December 20, 2025. This article outlines the available positions, eligibility criteria, age limits, application fees, salary details, and the selection process. Interested candidates should ensure they meet the qualifications and apply before the January 5, 2026 deadline. For more details, read the full article.
By Ambika Singh Dec 19, 2025, 10:54 IST

Bank of India Recruitment Announcement



Bank of India Recruitment 2025: The Bank of India has officially announced the recruitment of 514 Credit Officer roles. Eligible candidates can submit their applications online starting December 20, 2025, through the Bank of India's official website. The deadline for application submission is January 5, 2026.

Available Positions

The recruitment includes a total of 514 Credit Officer roles, distributed as follows:



  • 36 positions at the SMGS-IV level


  • 60 positions at the MMGS-III level


  • 418 positions at the MMGS-II level



Eligibility Criteria

Who can apply?


Candidates must hold a graduate degree from a recognized institution with at least 60% marks. A relaxation of 5% is available for candidates from reserved categories (SC/ST/OBC/PwD), requiring a minimum of 55%. If CGPA/OGPA is used, it must be converted to a percentage, ignoring any fractional part (e.g., 59.99% is considered below 60%).


Age Requirements

The age limits for the Credit Officer positions are as follows:



  • MMGS-II: Minimum 25 years, Maximum 35 years


  • MMGS-III: Minimum 28 years, Maximum 38 years


  • SMGS-IV: Minimum 30 years, Maximum 40 years



Application Fee

Application Fee Details:


The application fee varies by category:



  • SC/ST and PwD candidates: Rs. 175 (intimation fee only)


  • General and other candidates: Rs. 850 (application fee + intimation fee)



Payment can be made via Credit Card, Debit Card, Internet Banking, Cash Card/Mobile Wallet, QR, or UPI.


Salary Information

Salary Structure:


The salary scales for the positions are as follows:






Post Salary Scale (Basic Pay) Estimated CTC
MMGS-II 64,820-93,960 As per Bank's norms
MMGS-III 85,920-1,05,280 As per Bank's norms
SMGS-IV 1,02,300-1,20,940 As per Bank's norms


Selection Process

Selection Method:


Candidates will be selected for the Credit Officer roles through an interview process, which may follow an online examination or direct application submissions. The final selection will depend on the overall performance of the candidates.